Julie Runk-Coffelt

Happy fall from Julie Runk-Coffelt's State Farm! 🍂 September is Life Insurance Awareness Month and a good reminder to review how you are protecting the people who matter most. If you have questions about life insurance, our team is here to explain your options and help you make an informed decision.

How we can help you crosses many lines of business, including (though not limited to): 🚗 Auto Insurance, 🏡 Home Insurance, 🏡 Renters Insurance, ❤ Life Insurance, ➕ Health Insurance, 🛠 Business Insurance, 🚜 Farm Ranch Insurance, 🛠 Commercial Business Insurance, 🚚 Commercial Auto Insurance, ➕ Supplement and Supplemental Insurance, 🐾 Pet Insurance, 💲 Paycheck Protection, ❤ Whole, ❤ Universal, ❤ Term, and 🏡 Rental Dwelling Insurance.

I'm proud to serve our local Alliance community and surrounding areas, including Louisville, Atwater, Minerva, Beloit, Salem, Homeworth, East Rochester, and Sebring. With over a decade of experience at State Farm, I'm here to help you explore your options, whether you're setting up your first plan or reviewing existing coverage. We believe insurance should feel less like a task and more like a conversation with a neighbor who's here to help.

Life doesn't slow down that's why we're also here to help with Life Insurance, so you may think ahead for the people you love most. If you're running a business or thinking of starting one, our Business Insurance could help safeguard your efforts while you build something to be proud of. No matter your goals, our office is here to make things easier, with guidance rooted in authentic relationships and a genuine desire to help our neighbors.

When I'm not in the office, you'll often find me outside enjoying the season, whether hiking, golfing, or grilling something new with my family. We also love to travel, catch sporting events, and spend time with our furry friends. I'm also proud to support local animal foster organizations here in the community. Over the years, I've been recognized with honors like Ambassador Travel, and I'm grateful for the relationships that have grown along the way. Stop by our pet-friendly office anytime; we'd love to meet you and help you make the most of your insurance journey this season and beyond!

Frequently Asked Questions (FAQs):

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Have questions? Julie in Alliance can walk you through your options.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Julie works with Alliance residents to find coverage that fits.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Julie serves Alliance, OH and is happy to help with your insurance needs.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Connect with Julie for insurance guidance in Alliance.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. In Alliance, you can count on Julie for personalized service.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Julie is here to help your household feel covered.